Are You Throwing Away Your Inheritance?

Many of us have our lives figured out to some degree. Some of us plan every step down to the last inch, but what happens when our plans don’t go the way we planned? After reading a couple of articles by Mark Cuban and Warren Buffett, I think I understand why the poor stay poor. We find ourselves forever fighting the tidal waves of rent. I didn’t really think about it until after I left my last position. My family was making over 100 thousand a year, so rent wasn’t an issue. However, after I quit my job that 100 k shot down to maybe 50 k. I know some of you might be asking why would you give up that much money, well trust me when I tell you, money isn’t everything.

So, now we have to rearrange life on an income about half the size of the one before, and it has produced some soul searching. First thing I am thankful for it my daughter’s free tennis lessons from her school. She is on the tennis team and has her first game on the 22nd. We had to change car insurance companies because we could no longer afford nearly 400 dollars a month. We were able to get with another really good company for half that amount. We then had to cancel the Six Flags Membership, which was okay, because we only went to park three times and paid over a 1000 for the membership. I was able to see my daughter’s performance on Friday which was priceless. My last job made it nearly impossible to be a mom to my children. I was constantly missing meetings and events. We pretty much parked one car in the garage and currently use only one. We were able to get rid of cable and get Amazon, Netflix, and HULU which will save a lot. I found that my local grocery store has a lot of things cheaper and that my oriental store kind of sells things a littler higher. We tried to supplement our bill with fishing, but it turns out we really suck at that. I might be too hyper for that. Now, we are focusing on trying to lower the electric bill. For some reason it seems to be stuck at nearly 400 each freaking month. If we could get that down to at least 200, I would dance naked under the stars!!!!

So, after all of this, I’ve come to one conclusion. I am thankful to God for blessing me with parents who knew more than I did. Their struggles and their planning have taught me something about my own path. It only took me 41 years to learn the lesson, but at least I get it. Eight years ago we were just getting out of the military and starting life as civilians. I say we, but my husband wore the uniform. Yet, it felt like we were enlisted just as much as he was at times. We didn’t live with the mortars and near meetings with death, but I constantly dealt with the fear of the dreaded knock.

It’s funny because I wanted so badly to believe that I didn’t need my inheritance. I wanted to think that I could do things all by myself, I guess I thought that taking the gift that was left by my parents meant I was weak. I let someone rent out my house and refused to take my place as the rightful occupant on my land.  It never crossed my mind that Dukes do not turn down their Dukedoms, rich do not turn down their millions, so why was I shame of taking the land that my father so proudly showed us? Pride gives birth to failure.

It wasn’t until I did some real soul searching until I figured out just what turning my back on my inheritance meant to my family. It meant that I was cheating my girls out of an awesome life. Some of my best childhood memories were running in the woods and swinging across streams that my father and his before him used as their hunting grounds.

Another thing that gets me is the process of aging. We all die, and with that said, I feel like we are too used to moving around because of the military itch. It’s time to really build a home and not a home that some mortgage company can bill us for, I’m ready to start getting things together for a home that my children will never have to worry about paying for. We have a plan that God Willing will work out,if he sees fit! I plan to build a small cottage style house no more than 1000 square feet. The idea is to build up so we can get a bedroom upstairs, but before we can do that a few things will need to be tied up on this end.

Do you think it’s possible for life to be turned upside down so we can land on the right side of where we need to be? I feel like someone has thrown a dice and it was set to land on four, but it landed on every other number until finally it was thrown the right way. Sometimes the answer is so easy, but so hidden.

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Are You Interviewing Your Interviewer?

  Are You Interviewing Your Interviewer? 

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Interviewing is something we must all do at some point and time. It doesn’t matter if you are interviewing for your first job or your fifteenth job. The interviewing process hardly ever changes. I have noticed one common mistake that people make when they are looking for a new position and I am not talking about forgetting the resume. By now it’s safe to say we all know forgetting resumes can kill a job chance.

Yet, the other mistake I often hear about is people forgetting to interview the employer. We are so worried about the hair, clothes, shoes and pronunciation of our words that we forget the most important part of the interview. Do we know the company and what that company stands for? When my husband was stationed in Kentucky, I interviewed for a correctional officer position. Now back then I was shy and awkward. Okay, I’m still awkward, but not the shy little lady anymore! After I got off the phone with the correctional department, I found myself energized. I jumped up and went shopping for the perfect dress, shoes and prepared my greeting over and over. Finally, the interview day came. There I was standing before a group of three older men. They told me about the position and how much money the position came with, then it was my time to ask the questions.

 

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1. Do I get a gun?
Answer: No

2. Do I get mace?
Answer: No

3. Are they locked up?
Answer: You are all in an area together, but you will get a little walkie-talkie so if anything happens you can push the button for help. You will be in a room with about 50 to 100 men. This is a minimum-security prison.

4. Does that mean killers are at the maximum facility?

Answer: No. We have murderers and rapist here too.

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So, by this time, I’m mentally halfway to my car. I remember them asking for an updated phone number and me stuttering something like I’ll leave it on my way out. After the door opened, I ran to my car. I didn’t walk, I ran. I still wonder to this day, if they had me on camera. I would probably replay it repeatedly just for laughs, but I’m kind of flaky like that.

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My questions helped me predict a potential early job exit. It’s better to know what a company is about then to get a job and quit within a few weeks of working. It’s also important to know how your potential employer feels about children and parenting. Do you have small children, or do you have children with special needs? If you have either one of these situations, you will have to spend time at meetings and be on a time schedule for picking up your children. Make sure you think before you sign on that line. These things are important because the wrong job can cause a world of problems and those problems flow into your family. Make sure the next time you interview for a job, you have your questions ready. You want to know if the potential employer is a fit for your family, just like he/she needs to know that you are a fit for the company.